Seventh grade cheerleading. The moment had finally come. I made the squad. Yes, thee cheerleading squad and it was time to buy the uniform. The school provided the skirt, but we had to purchase the sweater. Now during this certain […]
Friends, for this Type Z (yes, as opposed to Type A) personality, this next topis is one of the hardest lessons that I had to learn. I’m a free spirit and never did I think I could do this. But […]
Our credit card statement came this week and I saw money flushed down the invisible money toilet. Even though I often share credit card’s potential for danger, the fact that 69% of all bankruptcies filed state credit card debt as the #1 […]
As the holidays greet us and this last week meets us with trips to the stores, charges on our credit cards and anxiety that shouldn’t occur during this “most wonderful time of the year,” I’ve decided to re-visit some of […]
I remember the day well. My first car purchase. All grown up and living on my own, I didn’t know what I didn’t know and I fell for every sincere sounding bit of advice the dealer told me. He had […]
Does your heart pound a little faster? Have you been kept awake at night wondering what your life would look like if this were realized? Is it a topic that you can’t stop talking about or brainstorming? Is it a […]
Pin this for later Yes, it’s that time of the year when everyone is talking spring cleaning, de-cluttering and new ways to freshen up the home. There’s nothing more freeing than emptying out all the old baggage and clutter that […]
My momma used to say, there are three things nice women should never talk about in public, “Money, Religion and Politics.” Hasn’t that motto been whispered in halls across the land for generations? Well, I’ll admit, my momma never said […]
(I just posted “I’m going there: Ideas for saving on healthcare” for more suggestions on how to save.) With Christmas only six weeks away, it’s that time of year when many desire to create the “Most Wonderful Time of the […]
Our son rolled his eyes at me, “Mom, you live like we are still unemployed. Why don’t you just buy that furniture? We finally have the money and I know you want it.” I turned to him and gathered all […]
One of my goals of Balancing Beauty and Bedlam is to embrace life’s beautiful moments, many which don’t cost a cent. You can read pages and pages of my thoughts on finances, but one thing I know for certain, when […]
Whether in a third world country or tucked away in the heart of the USA, perfecting the art of negotiation is instrumental in slashing the costs of ones personal financial budget.
Negotiating, bargaining, and haggling are all synonyms that conjure up a variety of feelings. My sister in law hates haggling, and some of you can relate. The idea that you may appear cheap, hurt someone’s feeling or quite frankly, you just don’t know if it’s worth it, are all stereotypes that I want to breakdown.
I saved hundreds of dollars on food during our vacation this week. For many, vacation is a time to splurge and I completely respect that decision, but when you are feeding a crew of over the top eaters like my […]
I’ve addressed the Dreaded “B” word many times before. From the basics of budgeting,and to understanding the importance of Giving Every dollar a job, I’ve talked about it in some form. For most of us, the dreaded “B” word of […]