Seventh grade cheerleading. The moment had finally come. I made the squad. Yes, thee cheerleading squad and it was time to buy the uniform. The school provided the skirt, but we had to purchase the sweater. Now during this certain […]
Friends, for this Type Z (yes, as opposed to Type A) personality, this next topis is one of the hardest lessons that I had to learn. I’m a free spirit and never did I think I could do this. But […]
Our credit card statement came this week and I saw money flushed down the invisible money toilet. Even though I often share credit card’s potential for danger, the fact that 69% of all bankruptcies filed state credit card debt as the #1 […]
I’ve had some mommy moments these last few weeks. This summer, I only have three weeks when my “babies” will all together and last week was one of them. I can’t even tell you how wonderful it was, but I realize […]
As the holidays greet us and this last week meets us with trips to the stores, charges on our credit cards and anxiety that shouldn’t occur during this “most wonderful time of the year,” I’ve decided to re-visit some of […]
I can remember the specific day. Enrolled in my first year of college as a Mass Communications major, (yes, I was going to be the Today Show’s next female anchor woman), I had an epiphany. Sitting under the tutelage of […]
A little over two years ago, I opened up an incredibly interesting can of worms on my facebook page with the status updated, “Why we won’t let our graduating senior go to college in the fall, unless things change.” As […]
Does your heart pound a little faster? Have you been kept awake at night wondering what your life would look like if this were realized? Is it a topic that you can’t stop talking about or brainstorming? Is it a […]
Pin this for later Yes, it’s that time of the year when everyone is talking spring cleaning, de-cluttering and new ways to freshen up the home. There’s nothing more freeing than emptying out all the old baggage and clutter that […]
Last week, a simple envelope caused quite the stir in our home. We opened it and it was as if manna from heaven floated out. Typically, anything stamped from the IRS causes my stomach to turn. I rant a little […]
Our son rolled his eyes at me, “Mom, you live like we are still unemployed. Why don’t you just buy that furniture? We finally have the money and I know you want it.” I turned to him and gathered all […]
One of my goals of Balancing Beauty and Bedlam is to embrace life’s beautiful moments, many which don’t cost a cent. You can read pages and pages of my thoughts on finances, but one thing I know for certain, when […]
Whether in a third world country or tucked away in the heart of the USA, perfecting the art of negotiation is instrumental in slashing the costs of ones personal financial budget.
Negotiating, bargaining, and haggling are all synonyms that conjure up a variety of feelings. My sister in law hates haggling, and some of you can relate. The idea that you may appear cheap, hurt someone’s feeling or quite frankly, you just don’t know if it’s worth it, are all stereotypes that I want to breakdown.
I’ve addressed the Dreaded “B” word many times before. From the basics of budgeting,and to understanding the importance of Giving Every dollar a job, I’ve talked about it in some form. For most of us, the dreaded “B” word of […]