Comments on: Setting Financial Goals: For What Dream are You Saving?

By: KELLY

KELLY — Sun, 21 Feb 2010 00:09:09 +0000

read this and can relate!!!we have seven kids and i am determined to take them to disney in september!!!if you have any good saving ideas let me know(by the way, it is usually free dining from mid august thru october, a great savings!!) good luck!

By: Amanda

Amanda — Fri, 19 Feb 2010 17:35:15 +0000

I dreamed of having my own home and NEVER thought it would happen (especially with all of our student loans). But, by living with friends for a year and the first-time homebuyer credit, my dream came true! The difficulty is staying content. Now I dream of a porch or a deck or a garage….all lovely and beautiful things that turn ugly if I fixate on them. So, for now, my dream is two-fold: paying off student loans as quickly as possible and being content and patient along the way!

By: Kristen @ More Than Mulberries

Kristen @ More Than Mulberries — Fri, 19 Feb 2010 03:57:18 +0000

Oh I love all your front porch pictures!! I have a very small front porch that can seat….(in chairs…) 3. If not in chairs are you are under the age of 10 then we have sat close to 12 – all with popsicles in hand! Our dream right now is to pay off our car and home loans. So easy to type and so hard to do with a family of 5! But we are working bit by bit and even watching the numbers drop a little is encouraging!

By: Amy

Amy — Thu, 18 Feb 2010 14:30:52 +0000

We actually have a small old house, but it has a front porch. It has been our favorite part of the house. Unfortunately with the economy like it is and a husband that works in the financial industry. . .we may be leaving this house behind and moving. The main thing I will miss is our front porch. Maybe someday we will be able to have one again. But right now I am just dreaming of our future, where we will land and where we will call home.

By: Jens

Jens — Thu, 18 Feb 2010 05:17:26 +0000

@Amy, oh Amy - that is so wonderful. Having just returned from Ecuador (bringing my adopted nephew home), I know what a financial sacrifice that is....thanks for letting me dream (and pray ) with/for you.

By: Jens

Jens — Thu, 18 Feb 2010 05:15:23 +0000

@Louisa, Louisa – that is amazing. Good for you to be different than typical teens. You will never regret it. Having the noose of debt around your neck is something to avoid and it seems like you are taking the right steps to do it. Have you ever heard of Dave Ramsey? He has a book called Financial Peace and at your young age, it may be a wonderful thing for you to “google/read” just so you can think ahead at financial steps you can begin doing now.

By: wanda

wanda — Wed, 17 Feb 2010 15:48:55 +0000

I’m with you! The porch thing has been a loooong time dream of mine as well.
I still dream about it regularly and know….it’s a want not a need!
A goal is a good thing!

By: Louisa

Louisa — Wed, 17 Feb 2010 14:49:41 +0000

I came across your post on WFMW and I just wanted to say that I really enjoyed it!
I’m only 19 right now so you are probably wondering how it applied to me. But I put every bit of spare change, baby sitting money, left-over allowance money straight into my savings account. Right now I’m not quite sure what I’m saving for. But I know in the future, if things ever take a turn for the worst that I’ll have that fund to dip into and help keep me going.

By: Infarrantly Creative

Infarrantly Creative — Wed, 17 Feb 2010 03:29:55 +0000

I have a dream of paying for my kid’s college. If I can give them the gift of being debt-free when leaving college I would be so proud.

By: Kristi @ The Thrifty Gypsy

Kristi @ The Thrifty Gypsy — Wed, 17 Feb 2010 01:16:39 +0000

@Jens, Thanks Jen, I have never talked about this before (but your blog inspires me!!) with not having a mortgage to my RL friends because I dont’ want anyone to think I’m “bragging”.
But I also wanted to add a little of how we did it. YEARS ago I bought a condo for a steal (kind of like house flipping before it was popular). Lived there, fixed it up a little (mostly paint and cosmetic) and when my hubby and I got married we decided to sell it thinking it would take a long time. Took more less than 2 weeks with just an ad in the local paper and I made more than double what I paid for it. After that (since we had no where to live!!!) we moved into my parents house. We both made good money with our full time jobs, but we also had a side business cleaning new construction houses before the people move in) We put ALL Of our money away for the almost 2 yrs we lived there. So between the profit of the condo and our jobs and business we were able to pay for this house. I also must add that we are in the building business (our whole family). So we paid “cost” for everything. But still, we did without alot and added when we could.
Anyway thank you and just wanted to “explain”. I love talking about being frugal and saving money. It’s smart, but FUN too!