September 20, 2017

Save Thousands by Learning to Negotiate

Aug20

Whether in a third world country or tucked away in the heart of the USA, perfecting the art of negotiation is instrumental in slashing the costs of ones personal financial budget.

Negotiating, bargaining, and haggling are all synonyms that conjure up a variety of feelings. My sister in law hates haggling, and some of you can relate. The idea that you may appear cheap, hurt someone’s feeling or quite frankly, you just don’t know if it’s worth it, are all stereotypes that I want to breakdown.

How My Car Accident Reminded Me of an Important Financial Principle

May11

I’ve addressed the Dreaded “B” word many times before. From the basics of budgeting,and to understanding the importance of Giving Every dollar a job, I’ve talked about it in some form. For most of us, the dreaded “B” word of […]

Doomsday Preppers…Fact or Fiction?

Feb21

It’s true. I admit it. I was intrigued. Have any of you had the jaw dropping opportunity to watch an episode or two of that reality show, Doomsday Preppers? When it first came out, I set my DVR to tape […]

Lessons I’ve Learned from My Redneck Freezer

Oct29

As I drive my mini van down our winding gravel drive, I am greeted by an old familiar friend.  He’s faithfully held some of my most “prized” positions; stored frozen goodies acquired from hours of dedicated grocery guru shopping, yet […]

It Just Doesn’t Matter What You Think…well, kind of…

Oct12

Two years ago, I introduced you to my big ‘ole “Hunk O Junk.” While I thought that this blue beauty was a Good ‘enough Thing at the time, never in my wildest dreams would I have anticipated that we would […]

Wicked, Wicked Wealth

Oct20

Lately,  not a day that goes by where I don’t turn on the TV or radio and hear incredibly strong, opinionated views on wealth, debt, finances and then some. For a geeky personal finance kind of girl like me, I […]

Family Finances: Cut Up Your Credit Cards

Mar17

Pay Cash: the Building Block of Financial Security Since I’m often asked asked for advise and tips on dealing with the  family budget, my biggest concern hands down is the use of credit cards. I am about cause controversy, and […]

The Dreaded “B” Word: Where Do I Start? (31 Days to More with Less)

Oct20

For me, creating a budget is pretty similar to fingers on a chalkboard, my daughter “serenading” me over and over in my ear, spending money on underwear (what a waste), committing to workout with the “30 Day Shred” for….30 days […]

Take a Risk…Give Generously (31 Days to More with Less)

Oct15

Take a risk…give generously. This picture of my daughter’s hands exemplifies my hearts desire – to generously open up my hands and heart to give of my resources. And not just give, but give generously.  The problem is that sometimes […]

This is What We are Striving Towards….

Oct7

How would you like to save $100,000 in fifteen years? For most of us, the thought of paying off our mortgage doesn’t hold one tiny spark of reality for the future. (Please, don’t click off because you think this isn’t […]

31 Days to More with Less: How Much Do You Want It?

Oct4

From personal understanding, getting ones family finances under control requires many of the same tactics that I’ve been experiencing as I ride this weight loss roller coaster. As I share tidbits of money lessons learned, there will be those reading […]

Setting Financial Goals: For What Dream are You Saving?

Feb15

(Edited to add: We are Celebrating!! The porch that took 17 years to build has finally been completed.) When we built our house thirteen years ago, we purposely designed a colonial style because our dream style for our home was to […]

How to Plan a Cheap Family Vacation (without being “cheap”)

Jun11

After months of skimping, saving and planning, the annual family vacation is finally here. You head out for your much anticipated time away, but come back not only needing a time of recuperation from the hectic schedule, but also an […]